FAQs
Answers to key questions from industry professionals best placed to determine if it’s worth you making a claim. Here, find out from the friendly Find Your Claims team what you really need to know, before starting the process.
About Miscalculated Mortgages
Wrong. We’re not talking about mis-sold mortgages, but mortgages where the interest may have been calculated incorrectly at the outset, meaning that you’ve overpaid, possibly for years (as well as paying unnecessary fees).
Yes, because the systematic overcharging of agreed interest rates and fees over the duration of a mortgage is widespread.
Yes. When you consider that some mortgages can last decades, there’s the potential for a considerable sum being owed to the homeowner — a significant payout possibly amounting to thousands of pounds.
No; it can apply to any previous mortgaged property you’ve had.
Yes, anyone can claim from abroad. Simply start a claim here.
All of it. And remember, we only deduct our fee if your claim is successful.
Our dedicated team has decades of combined experience in the Claims Sector, and is equipped with the skills, knowledge and tools required to establish if a mortgage has been miscalculated. We then work out what your mortgage should be and recover your overpayments for you.
Because it’s what we at Find Your Claims do best. Also, we understand that a financial miscalculation can leave victims feeling highly stressed and deeply upset; therefore, we want to play our part in righting the wrong, through helping as many mortgage miscalculation victims as possible across the UK to receive the compensation that they deserve.
We have substantial experience in the claims field. We’re experts at finding mortgage miscalculation cases and the uncovering of undisclosed commissions.
Yes.
Yes. To save you the bother, we’ll determine whether your agreed mortgage offer, and Terms and Conditions, have been rigorously adhered to.
When reclaiming your overpaid interest, you’re also claiming interest on your owed amount, plus an additional 8% statutory interest added. We’ll recover all that for you, too.
It’s possible. Some claims are unsuccessful, simply because no overpaid interest has occurred.
Our fees are regulated by the FCA (Financial Conduct Authority). We think you’ll find them reasonable, and well worth paying once your recovered money materialises.
PPI was incredibly successful, with thousands of people everywhere receiving payments. Investigating possible mortgage miscalculations – and recovering overpaid interest – has the potential to be just as effective. Countless claimants have already had their hard-earned cash recovered; so, make sure you recover yours.
About Plevin PPI
Yes. Thanks to the Plevin ruling, many people have already made successful claims.
No. Whether you knew about the high commission being charged or not doesn’t matter; you can still make a claim.
A Plevin PPI claim isn’t addressing whether an insurance policy was mis-sold (that’s PPI: Payment Protection Insurance mis-selling), but instead considers if a secret commission was paid to the lender, i.e., a commission NOT disclosed to you. This is wrong and should be paid back to you.
No. But if you have a valid case, there’s a possibility that you’ll receive a repayment.
Unlike with PPI, there’s no deadline on claiming, meaning that it’s not too late to claim. More specifically, although the deadline for making a PPI claim was August 2019, if you took out credit for a PPI after the 6th April 2007 (or before 2007) and continued to pay it after 6th April of 2008, then it’s worth you putting in a claim for Plevin PPI.
Yes.
Wrong. Even if a past claim for PPI by you was rejected, you can still apply for Plevin.
I made a successful PPI claim but only received a partial refund; so, can I make a Plevin PPI claim?
Yes. What’s more, you could be entitled to the balance of your full PPI claim, by using our services.
Yes, If the total commission was greater than 50% of the PPI policy, you can apply for Plevin.
That doesn’t matter. You should still make a claim for Plevin PPI with us TODAY.
You should still make a claim.
After we’ve deducted our fee, you can look forward to receiving a lump sum cheque (including any interest on your money) or have your insurance policy payments significantly reduced.
OK. If more than 50% of your PPI’s payments went as commission and this was not explained to you at the time, you could claim back payments above that threshold, plus interest. And the best place to do that is right here.
Ms Susan Plevin went to court in 2014, arguing that she wasn’t informed about the secret commission deducted from her payment, and she won.
Ms Susan Plevin paid 71.8% in commission, making it essential that you START A CLAIM TODAY.
About Mis-Sold Car Finance
Yes, you can refer it to a statutory ombudsman service, such as the Financial Ombudsman Service, yourself for free.
A personal contract purchase (PCP) or a hire purchase agreement.
No, not these. Personal Contract Hire isn’t included.
Cars, vans, motorbikes and campervans, although caravans without a motor don’t count.
Some buyers may have been mis-sold motor finance on their vehicle. They’ve been overcharged. You may have been, too. Your car finance contract might have been more expensive because the dealer or broker unfairly charged you more, receiving a large commission.
Hidden discretionary charges might have been part of approximately 40 per cent of car finance deals.
Yes. The higher the interest rate charged for buying the car, the more commission the broker received.
Some lenders turned a blind eye to car dealers and brokers inflating interest, to boost their commission.
Yes, it has been banned since 2021 when new rules prohibiting this type of commission model took force.
The likes of Barclays Partner Finance, Blackhorse, Santander, Alphera, and BMW Financial Services, amongst others.
By using our services TODAY. You need to get your money back, with interest.
No, firms aren’t allowed to do this.
Best to claim as soon as possible, in case the Government introduces a cut-off date for redress. Don’t get timed-out of this. GET YOUR MONEY BACK.
Yes, cases are being ruled in their favour.
High. We’re extremely effective at what we do.
No, not all claims are successful.
It’s possible, if there’s no evidence of wrongdoing.
Possibly thousands.
No, only if you bought your vehicle on finance before 28th January 2021.
Those who still have an agreement in place can claim, as well as those whose agreement ended within the last six years.
We aim to get you recompense as soon as possible. The quicker the claim is made;the sooner you’ll get your cash. And remember, we only deduct our fee if your claim is successful.
You should still start a claim with us asap. We’ll take things from there.
No. Your vehicle needs to have been driven mainly for personal use. If it’s used more than occasionally for business reasons, you can’t really claim. But, if you’re a multi-car family, meaning that multiple eligible car finance deals have been taken out, you may be due multiple payouts, making it well-worth claiming.
Our fees are regulated by the FCA (Financial Conduct Authority). We think you’ll find them reasonable, and well worth paying once your recovered money materialises.
Yes.
ABSOLUTELY! START YOUR CLAIM TODAY, and then leave the rest to our team of experts.
And remember, with us, it’s NO WIN, NO FEE.
Do you have a claim?
Mortgage Miscalculation
They’re happening everywhere.Mortgage Miscalculation
The systematic overcharging of agreed interest rates and fees over the duration of a mortgage is a scandal. Are you a victim?
Plevin PPI Claim
You might be owed money.Plevin PPI Claim
A Plevin PPI claim isn’t addressing whether an insurance policy was mis-sold (that’s PPI: Payment Protection Insurance mis-selling), but instead considers if a secret commission was paid to the lender, i.e., a commission NOT disclosed to you. This is wrong and should be paid back to you.
Mis-Sold Car Finance
You might be owed compensation.Mis-Sold Car Finance
It’s an outrage being compared to the PPI scandal, where victims received £££ THOUSANDS back in wrongly paid charges. We can help recover yours.
